The plans for RSLs include a regulatory status which describes whether the landlord complies with the Regulatory Standards. The regulator has also published a summary report which shows that the majority of RSLs comply with the Regulatory Standards.

The summary report also sets out the main risks and strategic challenges facing social landlords and tenants. It highlights the demands on the homelessness system including systemic failure impacting three local authorities and a further seven local authorities at heightened risk of being impacted by systemic failure in the delivery of homelessness services.

The report also underlines the importance of landlords meeting the Scottish Housing Quality Standard and statutory requirements on tenant and resident safety.

It further highlights the importance of landlords who provide Gypsy/Traveller sites ensuring they meet the Scottish Government’s Minimum Site Standards and the standards and outcomes in the Scottish Social Housing Charter.

John Jellema, assistant director of regulation, said: “Social landlords and tenants continue to operate and live in one of the most challenging environments we’ve seen.

“Most landlords continue to perform well despite having to deal with high interest rates, investment to achieve net zero and rising costs, all whilst working to continue to deliver good quality and affordable homes and services for new and existing tenants and service users. These financial pressures mean that some landlords may have less capacity to respond to unforeseen risks or unplanned costs.

“But for tenants cost of living challenges remain with the costs of essentials like food and energy increasing.

“And the challenges within the homelessness system remain significant. For many local authorities, the demands in the homelessness system – the number of people who are homeless, and the level of need they have – continue to exceed the capacity in the system to respond.

“Over the coming year, we will continue to work closely with tenants, other service users, landlords and all of our stakeholders to safeguard and promote the interests of tenants, people who are homeless and others who use the services of social landlords.”

The Regulator’s annual risk assessment summary outcome report and engagement plans are available on its website, www.housingregulator.gov.scot.